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New Theme: Cerauno

gidichrome:

REVEALED: New Theme For WordPress.

Originally posted on WordPress.com News:

It’s a beautiful day for a new theme! Today, I’m happy to present a free magazine theme, Cerauno.

Cerauno

Cerauno

Cerauno is a polished, user-friendly theme designed by Mel Choyce.

In Mel’s words:

I designed Cerauno with subject bloggers in mind, like food, fashion, or travel bloggers. I wanted to make a theme for someone who’s been blogging for a little while, but wants to boost their traffic and bring their site into the spotlight with a clean and authoritative design. I’m so excited to see it launch!

With plenty of options to tempt and tantalize, Cerauno is sure to please. Add secondary content in up to five widget areas, brand your content with a Site Logo or Custom Header, include links to your favorite social networks, and add Featured Images to grab your readers’ attention.

Cerauno is also responsive, stretching or shrinking to accommodate any screen size.

Cerauno's responsive design in action

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The 2014 AfricaMagic Viewers’ Choice Awards (AMVCAs)

The 2014 AfricaMagic Viewers’ Choice Awards (AMVCAs) which took place at Eko Hotel and Suites Victoria Island, Lagos on Saturday has finally come and gone.

IK Osakioduwa, Osas Ighodaro and Vimbai Mutinhi anchored the show and they held everyone at the event spellbound. It was an outstanding night of fun.
Also, top Nigerian musicians graced the event with their performance as artistes who performed included Flavour, Davido, Waje, Bez and Cobhams.

Here are the winners list below:

-Best Movie of 2013 goes to The Contract

-Best Actress in a Drama Award goes to Tope Tedela for A Mile From Home

-Best Actress in a Drama Award goes to Nse Ikpe-Etim for Journey To Self

– Industry Merit Award goes to Peter Edochie

-Best Movie Drama goes to Frank Rajah Arase for The Price

-Best actor in a comedy award goes to Elvis Chucks

-New era award goes to Rita Dominic for The Meeting

-Trailblazer ward goes to: Michelle Bello

-Best supporting actor in a Drama goes to Desmond Elliot for Finding Mercy

-Best supporting actress in a Drama goes to Bikiya Graham-Douglas for Flower Girl

-Best Director goes to Shirley Frimpong-Manso – Contract

-Best Actor in a Comedy goes to: Osita Iheme – The Hero

-Best Online Video goes to: Amarachukwu Onoh – Mother Tongue

-Best Short Film award goes to: Walter ‘Waltbanger’ Taylaur – The Wages

Best Documentary award goes to: Dr Gilbert Chigbo – The Deadwood
-Best Indigenous Language (Hausa): Abba Muko Yakassai

-Best indigenous language Yoruba award goes to: Mercy Aigbe

-Best indigenous language Swahili award goes to: Njoki Muhoho – Mama Duka

-Best Television Series (Comedy/Drama) award goes to: Fred Phiri – Love Games Episode 6

-Best video editor goes to: Shirley Frimpong-Manso – Contract

-Best sound editor goes to: Obi Emelonye and Luke Corradine – Last Flight to Abuja

-Best Cinematographer goes to: Christian Almesberger – Nairobi Half Life

-Best Writer in a Comedy award goes to: Jigi Bello – Flower Girl

-Best Lighting Designer goes to: Mohamed Zain – Nairobi Half Life

-Best Writer in a Drama goes to: Shirley Frimpong-Manso & Hertey Owusu – Contract

-Best Make-Up Artiste Award goes to: Elayne Okaya – Nairobi Half Life

-Best Costume Designer award goes to: Chiemela Nwagboso – The Kingdom

-Best Art Director award goes to: Barbara Minishi – Nairobi Half Life.

Link

Love And Money

“Oh, Lord, I’ll be waiting to see this,” he answered.

A credit report is the most telling example of how a person handles money.

Think about it. Why would you feel uncomfortable sharing your credit report with the person you’re engaged to? When you get married, you’re going to be sharing every aspect of your life, so you shouldn’t be embarrassed to show your loved one how you’ve managed your credit life, which can be key in getting insurance, a home loan, and even a job.

If you share reports, you will find out what one reader did: “My fiance has a wrecked credit history. He has $18,000 plus [in debts] and he isn’t working to pay it off because he’s a student and has no money. I know he will, but for now there’s a pile of letters from collection agencies. I’ve told him no marriage till his debts are gone. In the meantime, I’m not supporting him either! I can’t help but feel as if I’m being an ogre in some ways. Am I?”

I’ll tell you what I told this woman. You’re right to tell your man: “No romance without fixing your finances.” Too many couples start off their married life with an enormous amount of debt. That’s a lot of financial pressure on a new marriage.

At least this reader found out about her fiance’s debt. I’ve heard from many women who are ashamed of their credit history. As a result, they hid it from their fiancés. When it comes to matters like this, don’t lie. That includes lying by omission. The truth always comes out — often during a mortgage-loan application. Is that really when you want your husband to find out you’re tens of thousands of dollars in debt?

In addition, sharing credit reports will give you an opportunity to talk about premarital debt. With the reports and credit scores in hand, you can discuss your expectation if your loved one comes into the marriage with debt. For example, this reader asked: “If your spouse was a ‘charge-aholic’ before you got married, are you responsible for his debts after getting married? Can creditors attach commonly owned property?”

The answer to this woman’s question is: It depends. In community property states, you could be held liable for debts your husband racked up as a single man. If you don’t live in a community property state, you are liable for repayment of debts you both agreed to be responsible for — a co-signed mortgage, credit cards, a car note.

But let’s look at this woman’s question more carefully. She’s aware that her fiance has a credit issue and even calls him a “charge-aholic.” She’s worried about joint property being used to pay off debts he amassed when he was single. These are all red flags she shouldn’t ignore. If she doesn’t address this problem before she gets married, her new husband will take her down a dark debt road. And even if she isn’t liable for his premarital debts, commonly held finances will be needed or diverted from other expenses to pay those bills. That’s serious enough that the two of them should be doing some serious talking about their finances.

As soon as you begin having discussions about getting married or right after you get engaged, order your credit reports. Set a date to talk about them. Debt happens to the best of us. Come to the table prepared to discuss, not argue or yell.

* * *

In 1981, 4 million wives made more than their husbands, according to the U.S. Census Bureau. By 2001, that number had more than doubled, to 8.1 million.

Once you’ve taken the Money Talks quiz, it’s time to develop what I call “house rules.” It’s imperative that you establish a set of guidelines to govern how you will deal with money in your household.

Think about it. We work for organizations that have rules on how we are to conduct ourselves in the workplace. And yet when it comes to our personal lives, we rarely establish written rules of engagement.

For example, my husband and I have rules for just about every aspect of our home life. We even have a rule on how to conduct ourselves during an argument. When we are arguing, neither of us can bring up past incidents. If the rule is violated, we get buzzed. Let’s say I’m fussing at my husband for dropping his shoes in the middle of the family room. If I complain about it, he can’t bring up at that moment a time when I may have done the same thing. If he does, I make a buzzing sound to indicate he has violated the rule.

The buzzing accomplishes two things. First, you make your husband aware that he’s veering away from the issue at hand and trying to shift focus from his own act. Second, it brings levity to the situation, as the buzzing is both annoying and funny.

Establishing house rules has worked wonders for us. We have civil, respectful disagreements and never fight about money. The key is for both of you to buy into the concept that the rules are a mandate. They can’t be changed unless you both agree.

Here are some financial house rules you may want to consider adopting as your own:

· We agree that neither of us can make a purchase of $200 or more without first consulting the other. The point of this rule is to get you to discuss your spending. Even if you keep separate accounts, it’s important to talk about your joint and separate expenditures.

· We agree in the case of a major purchase that both of us must vote in the affirmative. If either one of us says no, the deal is dead. Some of the biggest arguments over money result when one partner wants to spend money on something the other doesn’t approve of. I have heard from spouses furious that their partners made major purchases (house, car, big pieces of furniture) without their approval or against their wishes. This can cause a major breach of trust in the relationship — not to mention a financial strain.

For example, let’s say your husband decides he wants a luxury sport-utility vehicle that will end up costing $700 a month for five years. You husband may argue that the car note is coming out of his check and that therefore you don’t have a say in the decision. However, such a hefty car note may mean he needs to work overtime or get a second job. Now, tell me how that purchase will not affect the family! Clearly, it should have been jointly decided.

I’ll admit that this rule does have its downside. In my house, it takes almost a Geneva-type summit to buy furniture or select carpeting. But the result is that nobody is bullied into buying something that he doesn’t want or feels would be a huge financial mistake.

· We agree there will be no financial secrets. No secret bank accounts. No earnings that are not disclosed. Again, even if you decided to keep separate bank accounts, you should make full financial disclosure a hard-and-fast rule in your house. Think of it this way: When two businesses merge, there is complete disclosure of assets. There is always a vetting period when the two companies open their books completely. The same should be the case for your marriage.

· We both pledge to establish a plan to meet regularly to discuss the family’s finances.

· We agree to operate under a budget and agree to adhere to it. Essentially, the gist of this rule is to get you both to establish upper limits on certain line items. For example, the two of you may agree that neither of you will spend more than $75 for a pair of sneakers for the children nor more than $50 for their birthday gifts one year. If limits are set and followed, you don’t have to worry that your partner will go overboard when shopping and sabotage the budget.

· We agree that one of us will be designated as the money manager in the household. I could advise you to switch off handling the bills, but realistically, that often doesn’t happen. One spouse typically ends up being the family’s treasurer. That’s okay. At the very least, review the finances at least once a month.

· We agree there will be no financial tit for tat. I have seen countless couples try to outspend each other in the name of fairness. For instance, my husband plays golf. Golfing is an expensive hobby. I love to read and play Scrabble. What I spend on books in a year doesn’t come close to what he spends in a year on golf. But I don’t try to go out and spend money on other things to equal his spending. That would just be childish.

· We agree that all discussions about our finances will be conducted in a respectful manner. We will not cuss at each other. We will not degrade each other. We will not yell at each other. If either of us breaks one of the rules, we will own up to the transgression and find a way to prevent it from happening again.

This may all seem too formal to you — even businesslike — but if you want financial peace in your household, you must develop a set of rules to govern your financial behavior. Will the rules be broken? Sure they will. But having them as a baseline of how to conduct yourself will help you quickly get back on track when the rules are broken.

Excerpted from “Your Money and Your Man” by Michelle Singletary.

Link

Love And Money

Post by Admin: Gidichrome

Here’s a universal truth about your money and your man: Money may not buy love, but fighting about it will bankrupt your relationship.

How is it that people can proclaim to love one another, sleep with each other, and even have children together, yet they won’t do what it takes to stop fighting about money?

I know why.

And deep down, you know why, too.

Couples fight about money because they have “issues.”

Perhaps your husband was overindulged as a child. As an adult, he feels entitled to the best this world has to offer, regardless of whether he earns enough to pay for it all. Or maybe your boyfriend grew up not having much of anything and now worries all the time about having enough. The result is that he’s so frustratingly frugal that when he pinches a penny, he dents it.

It’s the lack of communication and compromise that torpedoes relationships, not a lack of money. Many couples think that if they made more money, their financial issues would go away. They wouldn’t. The problems would just become more expensive.

Once you move past the dating phase and decide to marry, it’s time to change your financial relationship with your boyfriend. It’s time to be as open with him about your money as you have been with your heart — and everything else, for that matter.

This week and next I’m going to take you through key points in relationships where you should stop and ask yourself some serious financial questions. This week we’ll look at the beginnings; next week, I’ll have advice and information for unhappier times, when, despite all good intentions, marriage is on the rocks and divorce looms.

* * *

Once you get engaged, come clean about everything financial — your credit history, debt load, income, retirement plans. Discuss everything. It’s vital that you exchange your views and values about money before you exchange wedding vows.

I know discussing money isn’t always easy. Here’s what happened to one reader who tried to talk to her boyfriend about their financial differences: “My boyfriend and I had a discussion recently about finances during a marriage. We have been dating a significant amount of time and things are getting serious. We’re talking about getting married. Well, we found we have very different points of view on finances. My concern is that he became very upset that I felt differently from him and refused to compromise. Are these deep-seated beliefs able to be changed?”

If your partner is shutting you down whenever you want to talk money, you have three choices: Stay and put up with the differences and the eventual conflicts. Walk. Or run for help.

If you want to stay, get help. Here’s where you might find counseling:

· Your church or religious organization. An increasing number of churches are offering premarital programs. Look for a program that includes a comprehensive session on money management, including covering the emotional issues about merging your money.

· Check with your benefits office at work. Many employee-benefit packages include referrals to counseling services. You may find that your employee-assistance program covers premarital counseling.

· Professional organizations. You can find a therapist in your area by contacting professional organizations for counseling. For example, more than 15,000 marriage and family therapists are listed on the Web site for the American Association for Marriage and Family Therapy (http://www.aamft.org/ ). The Financial Recovery Institute specializes in helping individuals and couples with money issues. Demand is so high for such services that the institute provides counseling by telephone. In addition to dealing with the emotional issues of money, the institute teaches basic money-management skills.

· A credit-counseling agency. Individuals often seek help from such agencies for debt consolidation, but these organizations can also provide financial counseling. For an agency near you, go to http://www.debtadvice.org/ .

* * *

Before you get your marriage license, you need to get three important documents: all three of your credit reports from the major credit bureaus and all three (yes, you have three) of your credit scores. Once you have the reports and scores in hand, set up a time to swap them with each other.

When I suggest that couples share their credit reports, people often gasp. They giggle. They roll their eyes.

During one church-sponsored premarital counseling course I attended, the instructor began the personal-finance session by telling the couples they would be required to exchange credit reports. Before this announcement, the couples had been joking and laughing. After it, they all fell silent. They stared at the counselors with looks that ranged from “No problem” to “Are you stark-raving mad?”

“You love me, right?” one young woman asked her fiance.

Culled from: Michelle Singletary
Washington Post Staff Writer

The Headies 2013: Winners full list.

Nigeria’s most premium awards show, The Headies 2013 can truly be described as the biggest awards of 2013!

The event, which held last night, Thursday, December 26, 2013 at the Oriental Hotel in Victoria Island, Lagos had A-list artistes go head to head to win bragging rights for the next one year in their different music categories.

Hosted by the suave hip-hop artiste, Dr Sid and delectable songstress, Tiwa Savage, this year’s nomination had the tightest competition with a selection of some of the hottest names in the Nigerian music scene.

Olamide emerged the biggest winner of the night with three awards. Fast rising Afro pop artiste, Sean Tizzle also won the Next rated awards and a Hyundai Tucson SUV. Davido also bagged the Hip Hop World Revelation of the year award and Best R&B/Pop Album.

The Hall of Fame award went to legendary Fuji musician, King Wasiu Ayinde Marshal who later closed the show with a five-star performance.

Other winners include 2Face, Banky W, Iyanya, Phyno, Olamide, Waje, Nikki Laoye, Praiz, Mode 9, Dr Sid, Black Magic, KCee among other acts.

Award presenters for the night include Mai Atafo, Stephanie Coker, Yvonne Ekwere, Koch Okoye, Darey Art Alade, Kemi Adetiba, Chin Okeke, Seyi Law, Lynxxx, Osas Ighodalo, Mercy Omo London, Toolz, Kelechi Amadi Obi, Funmi Iyanda, IllBliss, Jumoke Awolade-James, Freeze, Tewa Onasanya, Chris Ihidero among others.

The awards also featured stellar performances from Iyanya, Waje, Olamide, Phyno, Praiz, Seyi Shay, Niyola, Zaina, Yemi Alade,

Full list of winners

Best R&B Single

Good Good Loving – Banky W

Best Rap Single

Man of the Year – Phyno

Best Street-Hop Artiste

Durosoke – Olamide

Best Recording Of The Year

This Year – Jaywon

Best Collabo

Ghost Mode – Phyno FT Olamide

Best Rap Album

YBNL – Olamide

Hip Hop World Revelation

Omo Baba Olowo – Davido

Lyricist On The Roll

Let It Go – Mode 9

Producer Of The Year

Sho Lee – Dee Tunes

Best Alternative Song

Repete – BlackMagic

Best Pop Single

Ihe Ne Me – 2Face

Best Vocal Performance Female

Only You – Nikki Laoye

Best Vocal Performance Male

Rich And Famous – Praiz

Next Rated

Sean Tizzle

Best Reggae/DanceHall Single

I Wish – Waje

Song Of The Year

Limpopo – KCee

Album Of The Year

YBNL – Olamide

Artiste Of The Year

Iyanya

Best Music Video

Alingo – Jude Okoye & Clarence Peters

Best R&B/Pop Album

O.B.O – Davido

Hall Of Fame

King Wasiu Ayinde ‘K1’

Most Downloaded Callertune

Mandela – Harrysong

The Talking Clock.

The Talking Clock

This battle, if I may pronounce it as such, started almost 2 years ago when my daughter insisted that I buy her a talking clock. So as a good father, with the intent of teaching her time, I went to the shop and as instructed by my daughter, picked up this talking digital clock.

By default, the temperature was shown in degrees Fahrenheit. I tried out all permutations and combinations by fiddling with all the buttons on the clock. No matter how hard I tried, I wasn’t able to change it into degrees Celsius. I had a couple of other digital clocks in which there was a separate button for display change of temperature. This was critically missing here. I went to the extent of literally opening a few screws but alas, to no avail.

The thing with the digital clock is that when you put the battery in it, it displays all the fields…and yes indeed it had the now all important degrees Celsius sign on it as well. Time moved on. Every day I use to see the clock and think what would be the way to convert the display of the temperature?

Fast forward to 9.30 am this morning. I just picked up the clock again…my mind told me that every time I pressed the ‘mode’ button, there as a corresponding action and so this time I went very slowly… one by one… and Bingo!!! There it was… the battle had been won. It now proudly displays the temperature in degrees Celsius. I was so excited that I even took a picture.

What this small incident taught me was that I knew what I wanted was always right in front of me and all it required was the right frame of mind to solve it.

That’s what life has in store for all of us. If you know it is achievable and it is a matter of the right attitude, victory is just a matter of time.

Moral of the story: Even if you fail in your attempts, don’t fail to attempt again.

I leave you all with a small quote by legendary Bruce Lee…

“Do not pray for an easy life, pray for the strength to endure a difficult one.”

Culled from Bhupesh Dhawan

The Headies 2013 host revealed

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Tiwa Savage and Sidney Esiri aka Dr Sid, both from Mavin records have been announced as hosts for the The Headies 2013 – Nigeria’s biggest and most prestigious music awards.

According to the organizers of the awards, the pair have been selected in line with the awards’ tradition of picking talented and inspiring entertainers, to front an awards ceremony that parades some of the continent’s biggest entertainers.

Tiwa Savage has earned a place for herself as one of Nigeria’s favourite artistes since the release of her 2010 debut single Kele Kele Love. The song which was released while Tiwa was still in the US, topped charts instantly but it was the follow up single ‘Love me, Love me, Love me’ that won the hearts of many.

Speaking on The Headies 2013, Tiwa says; ‘Being the 8th year, it’s not easy to be consistent in a country like Nigeria. So Kudos to the organizers to have an award by Nigerians for Nigerians…it’s always sketchy when the nomination list comes up, like this year. We are not going to touch on that, we’ll just wait for the night and address those issues and we’ll go ‘all Kanye West’ on the awards…’

Joining the newly married singer at The Headies 2013 is her label mate Dr Sid.

SID got his chance in front of the mic when he was made a member of Da Trybe, and given a spot on the song that caused a revolution in Nigerian Hip-Hop scene, ‘OYA’ in 2002 alongside Sasha, 2-Shotz, Timi, DEL, and the Trybesmen (Eldee, Kb and Freestyle). But for his need to finish up his degree at the University of Ibadan, where he graduated as a Dentist, SID wouldn’t have suspended his music career.

And after working for three years at the Lagos University Teaching Hospital, Dr SID made a tough decision to quit practicing as a dentist for full-time music business. It’s 2013, and the young man couldn’t have made a better decision. With many hit songs to his credit, Dr SID is a doctor of music.

He couldn’t hold back his excitement over the organizers’ decision to choose him as a co-host for The Headies 2013.

‘I’ve been trying to host this event for the past 6 years, I’ve waited to be called to no avail and this year I’m hosting. Wow! I’m so emotional right now, I’m glad for this opportunity,’ Dr SID expressed.

The Headies 2013 will hold on Boxing Day, December 26 at the Ground Ball Room of the Oriental Hotel, Lekki, Lagos.

Now in its 8th year, The Headies (also known as the HipHopWorld Awards) is Nigeria’s premiere honours event for urbane music and hip hop culture. Produced and presented to match some of the biggest awards shows from around the world, The Headies annually celebrate deserving Nigerian music stars, giving honour to whom it is due, and encouraging many to step up their game in order to enter the prestigious Headies alumni.

Bruno Mars Named BILLBOARD’s Artist of the year.

Bruno Mars Named BILLBOARD’s “Artist Of The Year”

Billboard Magazine has bestowed Bruno Mars with its top honor ”Artist Of The Year.” Bruno, who nabbed four Grammy nominations this year, scored several hits on the famed chart including “Treasure”, “Locked Out of Heaven” and “When I Was Your Man.” In fact, he came in No. 1 on eight of Billboard’s year end lists, including “Hot 100 Artists,” “Top Overall Artists,” “Hot 100 Singles Airplay,” “Hot Digital Songs,” “Mainstream Top 40″ and “Pop Digital Songs.”

Bruno’s manager Brandon Creed told Billboard, “It’s been an incredible year…We definitely had goals going into this project to support the artist, his music and performance. But we tried to do everything for a purpose, nothing gratuitous. And we’re continuing to lay and build the foundation for him to evolve musically and continue to connect with the audience.”
In other Bruno news, he’s set to perform at the 2014 Super Bowl halftime show and is heading back out for a North American round of his Moonshine Jungle World Tour.

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Jimmy Jatt: I won’t battle any DJ, even for $1m

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Rhythm 93.7 FM’S DJ Humility says he’s not fit to engage respected jockey DJ Jimmy JATT in a supremacy battle. Humility, a wildly-popular jockey and entertainer is performing with the legendary DJ Jimmy JATT at the Lagos edition of Club Ultimate this weekend.
The media is already awash with news of a pending battle between both performers. But the duo plays it down, during a session at the BHM office early this week.

‘It will be disrespectful for me to say I’m battling Jimmy JATT. That’s not possible. We’re just going to have fun and make the fans happy’, Humility said.
Jimmy, who remains one of the most revered DJs in Africa, in a career that has spanned over three decades, says he’s also not planning to engage Humility in a battle. ‘I wont be battling anyone, even if there’s $1m on the table. I’m just getting ready for the gig of the year, and I want my friends to come out and party with me, Humility, DJ Caise, Neptune and many others.’

The DJs will join other star performers for the Lagos edition of Gulder #ClubUltimate holding this weekend at Oceanview in Lagos.